Saturday, July 31, 2010

Alien Pernah Mengunjungi Bumi (Kesaksian Mantan Astronot)


Alien Pernah Mengunjungi Bumi (Kesaksian Mantan Astronot)

Edgar D. Mitchell, anggota kru Apollo ke-14 AS, yang juga merupakan astronaut ke-6 mendarat di bulan, pada 22 Juli 1971, sewaktu menerima wawancara radio menyatakan secara terbuka, bahwa Alien sudah pernah berkali-kali kontak dengan umat manusia, tetapi pemerintah AS menyembunyikan realita ini selama 60 tahun.
Dr. Mitchell anggota Apollo 14
Mitchell yang tahun ini berusia 77 tahun mengatakan, di dalam pengalaman hidupnya sebagai astronaut, ia mengetahui catatan bahwa UFO pernah berulang kali mengunjungi bumi, namun setiap kali selalu saja ditutup-tutupi oleh NASA.
Mitchell berkata, sumber informasi NASA yang pernah kontak dengan Alien mengatakan kepadanya, Alien adalah “Orang kecil yang menurut kita berbentuk aneh.”
Ia mengatakan, bentuk Alien menyerupai imajinasi kita tempo dulu yakni, “Berbadan kecil dan berkepala besar serta bermata lebar.” Mengenai teknologi, orang bumi sama sekali bukan tandingan Alien, “Jika saja mereka berniat memusuhi kita, tentu sekarang ini kita sudah tamat.”
Edgar D. Mitchell, anggota kru Apollo ke-14 AS
Kasus Rosewell adalah realita
Selama bertugas Apollo 14 pada 1971, Michel dan Shepard rekan instruktornya, memecahkan rekor umat manusia berjalan di atas permukaan bulan terlama, total 9 jam 17 menit.
Mitchell mengatakan kepada pemimpin acara siaran yang terkejut, ia senantiasa berada di lingkup informasi kemiliteran, mengetahui informasi bahwa 60 tahun terakhir ini Alien pernah berulangkali berkunjung. Sedangkan peristiwa rontoknya pesawat UFO di kota Rosewell, negara bagian New Mexico pada tahun 1947 juga adalah benar.
Pemerintah AS menutupi realita selama 60 tahun
Bocoran yang diungkapkan oleh Mitchell, segera saja diklarifikasi oleh pihak NASA, dikatakan bahwa institusi mereka tidak mengejar UFO, juga tidak terlibat dalam segala kegiatan yang menutup-nutupi ada tidaknya makhluk luar angkasa diatas bumi ini ataupun tempat lain di alam semesta.
Di dalam pernyataan itu disebutkan, “Doktor Mitchell adalah warga Amerika yang hebat, tetapi dalam polemik ini kami memiliki pandangan berbeda dengannya.”

-diambil dari : blog ini >> misteri dunia

2008 Trendy Celebrity Hairstyles Fashion

Celebrity Haircut Trends 2008

Ashlee Simpson - long straight hairstyle 2008

Looking to experiment with new hair style trends in 2008? Your choices abound! There’s an absolute feast of looks to choose from. Update your hair style with one of these hot trends that dominate the hair scene this year.

Precision cut bobs are huge this year, coupled with smooth, sleek styling, a blunt fringe and heaps of shine. Your bob should be carefully crafted to accentuate your unique facial structure, or highlight a long, beautiful neck.

Bob hair styles range from ear level to shoulder skimming and are best for straight or slightly wavy hair. If you wear your bob with straight hair, to create that glamorous look. BTW, bangs go great with bobs, but only opt for the bangs if it works with your facial structure.

Bobs and Bangs or The Sexiest Hair Style of 2008

katie.jpg

rihanna.jpg

And this is Rihanna’s glamourous bob!

anna.jpg

Going back to the trend, if your hair is a bit curly, your bob will have that fresh youthfor look. And if you’re feeling a little more groovy… incorporate a mod feel into your bob, just like gorgeous Jessica Biel and Jessica Alba did!

jessica biel short layered hair

biel.jpg

jessica laba curly bob hairstyle

alba.jpg

If you are looking for a significant change in your look but do not want to cut your hair that short, go for a bang, the hottest this season are long thick bangs that go passed the eye brows, just like the bang of Kate Moss in the ads for YSL, Longchamp and Donna Karan. But make sure that a bang is right for your facial structure before you take this step!

long curly hairstyles 2008





2008 straight blonde ahir style



A long straight layered hairstyle is still interested for 2008. A celebrity like Ashlee Simpson (23) has a cool style with eye catching of new hair colour, -auburn. It has a simply maintenance of a haircut with layers. It is a beautiful light shade, and a trend of 2008. So sweet and unbreakable hair.

Chanelle Hayes With Asymmetrical Long Bob Hairstyle

Chanelle Hayes was one the celebrity who copied Victoria Beckham’s style. Now she has got new hair cuts Asymmetrical Long Bob Hairstyle..

Kim Kardashian

Pretty celebrity Kim Kardashian has great black hair

Celebirty Haircut Trends

medium ponytail hairstyle

Celebirty Haircut Trends

side angled bob hairstyle

Celebirty Haircut Trends

Celebirty Haircut Trends

Long Hairstyle 2010 for Thick Hair

2010 Hairstyles, Long Hairstyles
Long Hairstyle 2010 for Thick Hair

Friday, July 30, 2010

Straight New Haircuts


Formal Hairstyles for Office Excellence and Party Elegance

 

Cute Short haircuts


Cute Short haircuts

blake lively hair

blake lively hair
blake lively hair
blake lively hair
blake lively hair
blake lively hair
blake lively hair
blake lively hair
blake lively hair
blake lively hair
blake lively hair

blake lively hair

blake lively hair
blake lively hair
blake lively hair
blake lively hair
blake lively hair
blake lively hair
blake lively hair
blake lively hair
blake lively hair
blake lively hair

Long Layered Hairstyles with Bangs

2010 Hairstyles, Long Hairstyles

Thursday, July 29, 2010

Top 5 Ways to Work for Yourself

by Jessica Hanley, FindtheRightSchool.com



Work doesn't have to mean a dreary cubicle and an unappreciative boss--in fact, several of today's most in-demand careers lend themselves to self-employment. The U.S. Bureau of Labor Statistics (BLS) expects the following careers to grow faster than average from 2008 to 2018, and some require only a couple of years of career training.



Whether you want to add hours on a contractual basis or start your own business, the following five careers allow you to build client relationships and be your own boss.

1. Accountant
Accountants keep financial records for businesses and individuals, and they often prepare financial statements, budget analysis, and taxes. Unlike management accountants, who are generally employed by large corporations, public accountants and tax specialists find their own work through individual clients. According to the BLS, accountants earned an average salary of $67,430 in 2009, and their employment is expected to grow by 22 percent from 2008 to 2018.

Accountants must be good with numbers, organized, and detail oriented. Most companies require their accountants to hold at least a bachelor's degree in accounting, and accountants who are self-employed often seek certification through the Certified Public Accountant (CPA) exam.

2. Web developer
Web developers use software languages to develop the technical aspects of Web sites, including organization, layout, and databases. Because Web developers can work from any computer with the required software, they can complete contract projects or run a small business from home. The BLS expects employment of all computer network, systems, and database administrators to grow by 30 percent from 2008 to 2018. In 2009, this group earned an average salary of $70,930.

Most Web developers have a bachelor's degree in computer science, computer programming, or a related field, and they continually learn about new technology and software to keep their work current. If you're interested in becoming a web developer and currently work full time, consider an online bachelor's degree program in computer science.

3. Software applications engineer
Software applications engineers design the computer software we rely on every day, from word processing programs to computer games. Software engineers use computer science and mathematics principles to create and test software that responds to users' needs. Technological advances have allowed many software engineers to telecommute and perform client projects from home. According to the BLS, computer software applications engineers earned an average of $90,170 in 2009, and their employment is expected to grow by 34 percent from 2008 to 2018.

Computer software engineers need technical knowledge, so most prepare by earning a bachelor's degree in computer science, mathematics, or software engineering. Professionals with an associate's degree in computer science may find work as computer programmers.

4. Skin-care specialist
Skin-care specialists, also called estheticians, are beauty professionals who specialize in facials, waxing, exfoliation, and other skin treatments. According to the BLS, 44 percent of cosmetologists (including skin-care specialists) are self-employed, and employment of skin-care specialists is expected to grow by 38 percent from 2008 to 2018. In 2009, skin-care specialists earned an average of $31,990.

Skin-care specialists prepare for state licensing by attending an accredited cosmetology school and completing a program in skin care. These programs can often be completed in less than nine months, allowing you to quickly transition to a career in beauty.

5. Landscape architect
Landscape architects use principles of architecture, engineering, and ecology to design functional, attractive outdoor spaces. They design everything from public parks to shopping centers, and they ensure their designs meet clients' needs without harming the local ecosystem. According to the BLS, approximately 21 percent of landscape architects work for themselves, and their employment is expected to grow by 20 percent from 2008 to 2018. In 2009, landscape architects earned an average salary of $65,910.

Landscape architects should be artistic, good with their hands, and able to draft using computer-aided drafting software. Nearly all states require landscape architects to be licensed, which requires earning a bachelor's degree or master's degree in landscape architecture.

Start working for yourself
Whether you're interested in computers, beauty, or plants, you can work for yourself in one of today's hottest industries. Online degree programs and career training options can help you transition into your dream career without giving up your current job.

Jessica Hanley is a writer pursuing a graduate degree in creative writing. Her previous experience includes marketing for the Penguin Young Readers Group and teaching writing to students of all ages. Jessica received a B.A. in English from Stanford University.


Job Info , Jobs , Employment

Bookmark and Share


Top 5 Ways to Work for Yourself

by Jessica Hanley, FindtheRightSchool.com



Work doesn't have to mean a dreary cubicle and an unappreciative boss--in fact, several of today's most in-demand careers lend themselves to self-employment. The U.S. Bureau of Labor Statistics (BLS) expects the following careers to grow faster than average from 2008 to 2018, and some require only a couple of years of career training.



Whether you want to add hours on a contractual basis or start your own business, the following five careers allow you to build client relationships and be your own boss.

1. Accountant
Accountants keep financial records for businesses and individuals, and they often prepare financial statements, budget analysis, and taxes. Unlike management accountants, who are generally employed by large corporations, public accountants and tax specialists find their own work through individual clients. According to the BLS, accountants earned an average salary of $67,430 in 2009, and their employment is expected to grow by 22 percent from 2008 to 2018.

Accountants must be good with numbers, organized, and detail oriented. Most companies require their accountants to hold at least a bachelor's degree in accounting, and accountants who are self-employed often seek certification through the Certified Public Accountant (CPA) exam.

2. Web developer
Web developers use software languages to develop the technical aspects of Web sites, including organization, layout, and databases. Because Web developers can work from any computer with the required software, they can complete contract projects or run a small business from home. The BLS expects employment of all computer network, systems, and database administrators to grow by 30 percent from 2008 to 2018. In 2009, this group earned an average salary of $70,930.

Most Web developers have a bachelor's degree in computer science, computer programming, or a related field, and they continually learn about new technology and software to keep their work current. If you're interested in becoming a web developer and currently work full time, consider an online bachelor's degree program in computer science.

3. Software applications engineer
Software applications engineers design the computer software we rely on every day, from word processing programs to computer games. Software engineers use computer science and mathematics principles to create and test software that responds to users' needs. Technological advances have allowed many software engineers to telecommute and perform client projects from home. According to the BLS, computer software applications engineers earned an average of $90,170 in 2009, and their employment is expected to grow by 34 percent from 2008 to 2018.

Computer software engineers need technical knowledge, so most prepare by earning a bachelor's degree in computer science, mathematics, or software engineering. Professionals with an associate's degree in computer science may find work as computer programmers.

4. Skin-care specialist
Skin-care specialists, also called estheticians, are beauty professionals who specialize in facials, waxing, exfoliation, and other skin treatments. According to the BLS, 44 percent of cosmetologists (including skin-care specialists) are self-employed, and employment of skin-care specialists is expected to grow by 38 percent from 2008 to 2018. In 2009, skin-care specialists earned an average of $31,990.

Skin-care specialists prepare for state licensing by attending an accredited cosmetology school and completing a program in skin care. These programs can often be completed in less than nine months, allowing you to quickly transition to a career in beauty.

5. Landscape architect
Landscape architects use principles of architecture, engineering, and ecology to design functional, attractive outdoor spaces. They design everything from public parks to shopping centers, and they ensure their designs meet clients' needs without harming the local ecosystem. According to the BLS, approximately 21 percent of landscape architects work for themselves, and their employment is expected to grow by 20 percent from 2008 to 2018. In 2009, landscape architects earned an average salary of $65,910.

Landscape architects should be artistic, good with their hands, and able to draft using computer-aided drafting software. Nearly all states require landscape architects to be licensed, which requires earning a bachelor's degree or master's degree in landscape architecture.

Start working for yourself
Whether you're interested in computers, beauty, or plants, you can work for yourself in one of today's hottest industries. Online degree programs and career training options can help you transition into your dream career without giving up your current job.

Jessica Hanley is a writer pursuing a graduate degree in creative writing. Her previous experience includes marketing for the Penguin Young Readers Group and teaching writing to students of all ages. Jessica received a B.A. in English from Stanford University.


Job Info , Jobs , Employment

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The Right Way to Say, 'I Quit!'

4 mistakes to avoid when you leave a job

by Margaret Steen, for Yahoo! HotJobs


The job market is finally showing signs of life--and that means more workers will likely have the opportunity to change jobs in the coming months.

It's clear that many will welcome this: A recent survey by the Corporate Executive Board, a research and advisory services company, found that 25 percent of workers whom employers had labeled as having high potential were hoping to move to a new company in the next year. This figure is up from just 10 percent in 2006.



Once you've found a new job, you may not give too much thought to the one you're exiting. But leaving a job--and the colleagues who will now become part of your network--the right way is crucial to your career.

(Read tips on effective networking.)

"Reputation is very important," says Marianne Adoradio, a career counselor in Silicon Valley. You'll cement yours with how you leave.

Experts explain how to avoid four common mistakes when leaving a job:


Staying too long
In most jobs, the standard is to give two weeks' notice when resigning. When you give notice, you may feel as though you should stay longer to make sure you don't leave your former employer short-handed.

Sometimes this is a good idea--for example, if you're working on a project that will be done in three or four weeks. However, you may discover that as soon as you announce your resignation, you are no longer considered indispensable and are left out of the loop. Your continued presence can even be a drain on an employer if you're no longer being useful.

Plus, "it's depressing and very demotivating," Adoradio says.

Saying too much
Whatever your reasons for leaving, now is the time to simply say that you have accepted a position that will move you closer to your long-term career goals.

"Leave graciously, and take the high road," says Kathryn Ullrich, the author of "Getting to the Top: Strategies for Career Success." "Don't use it as a time to air your grievances."

If you have an exit interview with the human resources department, it's OK to raise legitimate issues and let them know why the new offer seemed better. But don't use either formal or informal interviews to trash your coworkers.

(Looking to boost your earning power at a new job--or your current job? Read "8 Easy Ways to Boost Your Salary.")

Not preparing
If your job involves confidential information or you're leaving to go to a competitor, you may find yourself escorted out the door as soon as you tender your resignation, Ullrich said.

You should prepare for this possibility by making sure you have removed any personal items from your office or computer. (Do not take company items or information, of course.)

Accepting a counteroffer without careful consideration
Your company may offer you a raise or promotion to get you to stay. Sometimes this is a good deal--but keep in mind that much of the time, workers who accept a counteroffer end up leaving anyway not too much longer after. (And your employer might have lingering doubts about your loyalty.)

"People need to know why they're leaving in the first place," Adoradio says. If the boss you don't get along with is still there, or if you still don't see a likely promotion path at your current company, it's unlikely that a counteroffer will give you what you're looking for.

And even if it will, "you have to question, well, why didn't they offer this to me in the first place?" Ullrich says.

Job Info , Jobs , Employment

Bookmark and Share


The Right Way to Say, 'I Quit!'

4 mistakes to avoid when you leave a job

by Margaret Steen, for Yahoo! HotJobs


The job market is finally showing signs of life--and that means more workers will likely have the opportunity to change jobs in the coming months.

It's clear that many will welcome this: A recent survey by the Corporate Executive Board, a research and advisory services company, found that 25 percent of workers whom employers had labeled as having high potential were hoping to move to a new company in the next year. This figure is up from just 10 percent in 2006.



Once you've found a new job, you may not give too much thought to the one you're exiting. But leaving a job--and the colleagues who will now become part of your network--the right way is crucial to your career.

(Read tips on effective networking.)

"Reputation is very important," says Marianne Adoradio, a career counselor in Silicon Valley. You'll cement yours with how you leave.

Experts explain how to avoid four common mistakes when leaving a job:


Staying too long
In most jobs, the standard is to give two weeks' notice when resigning. When you give notice, you may feel as though you should stay longer to make sure you don't leave your former employer short-handed.

Sometimes this is a good idea--for example, if you're working on a project that will be done in three or four weeks. However, you may discover that as soon as you announce your resignation, you are no longer considered indispensable and are left out of the loop. Your continued presence can even be a drain on an employer if you're no longer being useful.

Plus, "it's depressing and very demotivating," Adoradio says.

Saying too much
Whatever your reasons for leaving, now is the time to simply say that you have accepted a position that will move you closer to your long-term career goals.

"Leave graciously, and take the high road," says Kathryn Ullrich, the author of "Getting to the Top: Strategies for Career Success." "Don't use it as a time to air your grievances."

If you have an exit interview with the human resources department, it's OK to raise legitimate issues and let them know why the new offer seemed better. But don't use either formal or informal interviews to trash your coworkers.

(Looking to boost your earning power at a new job--or your current job? Read "8 Easy Ways to Boost Your Salary.")

Not preparing
If your job involves confidential information or you're leaving to go to a competitor, you may find yourself escorted out the door as soon as you tender your resignation, Ullrich said.

You should prepare for this possibility by making sure you have removed any personal items from your office or computer. (Do not take company items or information, of course.)

Accepting a counteroffer without careful consideration
Your company may offer you a raise or promotion to get you to stay. Sometimes this is a good deal--but keep in mind that much of the time, workers who accept a counteroffer end up leaving anyway not too much longer after. (And your employer might have lingering doubts about your loyalty.)

"People need to know why they're leaving in the first place," Adoradio says. If the boss you don't get along with is still there, or if you still don't see a likely promotion path at your current company, it's unlikely that a counteroffer will give you what you're looking for.

And even if it will, "you have to question, well, why didn't they offer this to me in the first place?" Ullrich says.

Job Info , Jobs , Employment

Bookmark and Share


Is a College Education Worth the Expense?

by Bridget Quigg, PayScale.com

"College tuition"--those two words together strike fear into the hearts of parents and students across the country. Paying for a degree before entering, or while new in, the job market can be a monumental struggle. Many schools now charge more than $100,000 or even $200,000 in tuition, room, and board, for that precious degree. But, in the end, is it worth the expense?

Online salary database PayScale.com decided to take this issue head on, and figure out how valuable a four-year college degree is over a 30-year period of work, for 554 U.S. colleges. They did so using a common business calculation: return on investment (ROI).

PayScale figured out how much more a college graduate of each school makes in 30 years of working, compared with a high school graduate, then subtracted tuition and room and board costs, factored in the school's graduation rate (non-graduates see little improvement in pay over high school graduates), did some number crunching, and came up with a handy guide for potential students and their funders: a breakdown of whether college tuition is worth the investment.

Which schools are worth your precious cash? According to PayScale's research, you should look for nationally recognized private schools, particularly those with an engineering focus. Hence, M.I.T. is at the top of the list, followed closely by Ivy League schools like Harvard, Stanford, and Princeton. A recent graduate of M.I.T. will have spent approximately $189,300 to get his or her degree. But that expense will yield the graduate $1,688,000 (in 2010 dollars) more in earnings than someone who didn't go to college.

And to help people writing tuition checks feel better about where they're putting their money, PayScale also calculated an annualized ROI for each school's tuition. Continuing with the M.I.T. example, PayScale found that the money spent on a degree there returns 12.6 percent per year over 30 years. Compared with the stock market's performance, that percentage of return is competitive. Over the last 30 years, with dividend earnings included, the S&P 500 has returned about 11 percent, according to Yale economist Robert Shiller.

"For every year of work, the typical M.I.T. grad earns $50,000 more than the typical high school grad," says Al Lee, PayScale's director of quantitative analysis, who led the study. However, M.I.T. isn't a typical school in terms of money growth. In fact, only 16 percent of schools on PayScale's list beat the S&P 500.

For example, George Washington University is a small private school with a high price tag--more than $200,000 in tuition, room, and board over four years (in 2009 dollars) for recent grads. What is the annualized return on that money over 30 years? It's 10 percent. That's a decent rate of return, but it doesn't outperform the S&P 500 or give you back what M.I.T. or Harvard would.

Lee recommends that if you're paying full price for a less well-known private school, you need to think hard about whether the non-financial advantages of attending that college make up for the lower return.

However, if you can get financial aid, it completely changes the picture. Finding scholarship money really improves your long-term return calculation. If you're really fortunate, you could take advantage of offers like Stanford's University Scholarship: students who are accepted to the school and whose families earn under $60,000 a year receive tuition, room, and board for free.

Keep in mind, each student is unique--so a low-earning graduate from a highly ranked school like Stanford may earn less than a high earner from a public school like the University of Washington. Engineering schools, though, tend to have a floor below which their graduates' earnings do not fall. They are usually a safe investment.

If you want to spend a little as possible on your tuition and earn back as much as you can, an in-state public school with a technical focus, like Georgia Tech, is your best bet, according to PayScale's research.

So, which 10 schools are the best investment? See the list below. They are all private and well recognized by most Americans. The closest public school to the top is the University of California at Berkeley. It ranks number 16, with a sizable annualized return of 13.1 percent. Check out the PayScale college ROI package to compare college costs and the potential return on investment for each school.

1. Massachusetts Institute of Technology (M.I.T.)

  • Average Cost for College in 2009: $189,300
  • 30-Year ROI (2010 Dollars): $1,688,000
  • Annual ROI: 12.6%

2. California Institute of Technology (CalTech)

  • Average Cost for College in 2009: $181,100
  • 30-Year ROI (2010 Dollars): $1,644,000
  • Annual ROI: 12.6%

3. Harvard University

  • Average Cost for College in 2009: $189,600
  • 30-Year ROI (2010 Dollars): $1,631,000
  • Annual ROI: 12.5%

4. Harvey Mudd College

  • Average Cost for College in 2009: $187,700
  • 30-Year ROI (2010 Dollars): $1,627,000
  • Annual ROI: 12.5%

5. Dartmouth College

  • Average Cost for College in 2009: $188,400
  • 30-Year ROI (2010 Dollars): $1,587,000
  • Annual ROI: 12.4%

6. Stanford University

  • Average Cost for College in 2009: $191,800
  • 30-Year ROI (2010 Dollars): $1,565,000
  • Annual ROI: 12.3%

7. Princeton University

  • Average Cost for College in 2009: $187,700
  • 30-Year ROI (2010 Dollars): $1,517,000
  • Annual ROI: 12.3%

8. Yale University

  • Average Cost for College in 2009: $194,200
  • 30-Year ROI (2010 Dollars): $1,392,000
  • Annual ROI: 11.9%

9. University of Notre Dame

  • Average Cost for College in 2009: $181,900
  • 30-Year ROI (2010 Dollars): $1,384,000
  • Annual ROI: 12.1%

10. University of Pennsylvania

  • Average Cost for College in 2009: $191,300
  • 30-Year ROI (2010 Dollars): $1,361,000
  • Annual ROI: 11.8%

Job Info , Jobs , Employment

Bookmark and Share

Is a College Education Worth the Expense?

by Bridget Quigg, PayScale.com

"College tuition"--those two words together strike fear into the hearts of parents and students across the country. Paying for a degree before entering, or while new in, the job market can be a monumental struggle. Many schools now charge more than $100,000 or even $200,000 in tuition, room, and board, for that precious degree. But, in the end, is it worth the expense?

Online salary database PayScale.com decided to take this issue head on, and figure out how valuable a four-year college degree is over a 30-year period of work, for 554 U.S. colleges. They did so using a common business calculation: return on investment (ROI).

PayScale figured out how much more a college graduate of each school makes in 30 years of working, compared with a high school graduate, then subtracted tuition and room and board costs, factored in the school's graduation rate (non-graduates see little improvement in pay over high school graduates), did some number crunching, and came up with a handy guide for potential students and their funders: a breakdown of whether college tuition is worth the investment.

Which schools are worth your precious cash? According to PayScale's research, you should look for nationally recognized private schools, particularly those with an engineering focus. Hence, M.I.T. is at the top of the list, followed closely by Ivy League schools like Harvard, Stanford, and Princeton. A recent graduate of M.I.T. will have spent approximately $189,300 to get his or her degree. But that expense will yield the graduate $1,688,000 (in 2010 dollars) more in earnings than someone who didn't go to college.

And to help people writing tuition checks feel better about where they're putting their money, PayScale also calculated an annualized ROI for each school's tuition. Continuing with the M.I.T. example, PayScale found that the money spent on a degree there returns 12.6 percent per year over 30 years. Compared with the stock market's performance, that percentage of return is competitive. Over the last 30 years, with dividend earnings included, the S&P 500 has returned about 11 percent, according to Yale economist Robert Shiller.

"For every year of work, the typical M.I.T. grad earns $50,000 more than the typical high school grad," says Al Lee, PayScale's director of quantitative analysis, who led the study. However, M.I.T. isn't a typical school in terms of money growth. In fact, only 16 percent of schools on PayScale's list beat the S&P 500.

For example, George Washington University is a small private school with a high price tag--more than $200,000 in tuition, room, and board over four years (in 2009 dollars) for recent grads. What is the annualized return on that money over 30 years? It's 10 percent. That's a decent rate of return, but it doesn't outperform the S&P 500 or give you back what M.I.T. or Harvard would.

Lee recommends that if you're paying full price for a less well-known private school, you need to think hard about whether the non-financial advantages of attending that college make up for the lower return.

However, if you can get financial aid, it completely changes the picture. Finding scholarship money really improves your long-term return calculation. If you're really fortunate, you could take advantage of offers like Stanford's University Scholarship: students who are accepted to the school and whose families earn under $60,000 a year receive tuition, room, and board for free.

Keep in mind, each student is unique--so a low-earning graduate from a highly ranked school like Stanford may earn less than a high earner from a public school like the University of Washington. Engineering schools, though, tend to have a floor below which their graduates' earnings do not fall. They are usually a safe investment.

If you want to spend a little as possible on your tuition and earn back as much as you can, an in-state public school with a technical focus, like Georgia Tech, is your best bet, according to PayScale's research.

So, which 10 schools are the best investment? See the list below. They are all private and well recognized by most Americans. The closest public school to the top is the University of California at Berkeley. It ranks number 16, with a sizable annualized return of 13.1 percent. Check out the PayScale college ROI package to compare college costs and the potential return on investment for each school.

1. Massachusetts Institute of Technology (M.I.T.)

  • Average Cost for College in 2009: $189,300
  • 30-Year ROI (2010 Dollars): $1,688,000
  • Annual ROI: 12.6%

2. California Institute of Technology (CalTech)

  • Average Cost for College in 2009: $181,100
  • 30-Year ROI (2010 Dollars): $1,644,000
  • Annual ROI: 12.6%

3. Harvard University

  • Average Cost for College in 2009: $189,600
  • 30-Year ROI (2010 Dollars): $1,631,000
  • Annual ROI: 12.5%

4. Harvey Mudd College

  • Average Cost for College in 2009: $187,700
  • 30-Year ROI (2010 Dollars): $1,627,000
  • Annual ROI: 12.5%

5. Dartmouth College

  • Average Cost for College in 2009: $188,400
  • 30-Year ROI (2010 Dollars): $1,587,000
  • Annual ROI: 12.4%

6. Stanford University

  • Average Cost for College in 2009: $191,800
  • 30-Year ROI (2010 Dollars): $1,565,000
  • Annual ROI: 12.3%

7. Princeton University

  • Average Cost for College in 2009: $187,700
  • 30-Year ROI (2010 Dollars): $1,517,000
  • Annual ROI: 12.3%

8. Yale University

  • Average Cost for College in 2009: $194,200
  • 30-Year ROI (2010 Dollars): $1,392,000
  • Annual ROI: 11.9%

9. University of Notre Dame

  • Average Cost for College in 2009: $181,900
  • 30-Year ROI (2010 Dollars): $1,384,000
  • Annual ROI: 12.1%

10. University of Pennsylvania

  • Average Cost for College in 2009: $191,300
  • 30-Year ROI (2010 Dollars): $1,361,000
  • Annual ROI: 11.8%

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